Algarrobo · Vélez-Málaga
Townhouse with 1 bedroom in Algarrobo, Vélez-Málaga
€175,000
- 1 bedroom
- 1 bathroom
- 95 m²
Algarrobo, Vélez-Málaga
€150,000
Currency
Area
Indicative price at the ECB exchange rate of1 July 2026. The reference price is always the price in euros.
with a second, fully fitted floor above. Downstairs, an open unit with two shop windows onto the street, step-free access,
porcelain flooring, LED lighting, air conditioning and an LED sign already installed. Upstairs, a single-space studio with a
fitted kitchen, a full bathroom with shower and air conditioning — ideal as an office, a meeting room or a rest area.
Around 76 m² of usable space over the two levels (the property is registered as commercial premises, with 42.50 m²; the
upper floor is an internal mezzanine with no recognised residential use). Surrounded by shops and services, 5 minutes
from Torre del Mar and the beach.
Estimated costs to be borne by the buyer: The purchase is subject to Property Transfer Tax (ITP) (Law 5/2021 on Assigned Taxes), with a maximum general rate of 7%. The taxable base will be the higher of the registered price and the cadastral reference value (Art. 10 TRLITPAJD). Reduced rates may apply depending on the buyer’s personal circumstances. Notarization and Land Registry registration fees are governed by official fee schedules (RD 1426/1989) and (RD 1427/1989), respectively. Estimated range: between €500 and €2,000 for notary fees and between €250 and €1,500 for registry fees. Administrative agency (if hired voluntarily, fees are unregulated): Estimated between €300 and €500. Municipal capital gains tax (IIVTNU) is the seller’s responsibility (Art. 104 TRLRHL). This estimate is for guidance only and is provided in accordance with Art. 20.1. c) TRLGDCU. The final amount will depend on the specific circumstances of the transaction and the buyer. Brokerage fees are the responsibility of the seller.
Algarrobo, Vélez-Málaga
Updated · 1 September 2026
The full cost of the acquisition, the initial outlay required and the financing you might obtain. It is calculated in your browser and no data is sent.
Taxes and acquisition costs
Estimated maximum budget
Enter the price, or your own funds and income, to see your estimated maximum budget.
An indicative calculation using the general transfer tax rate in Andalusia (7%). If you are under 35, part of a large family or have a recognised disability, and the property will be your main residence, the tax may be considerably lower. Spanish banks usually lend up to 80% to residents and 70% to non-residents, and do not approve payments above 35% of net income. This calculation does not constitute a financing offer. If you wish, we can put you in touch with a mortgage adviser.
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